Attention homeowners in Farmington and Washington County: Need an appraisal?

Here are the top seven reasons AR homeowners need Arkansas Property Valuation:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Washington county or AR

Do you own a home in or near Farmington? Do you need help determining the value of your real estate?
Contact Arkansas Property Valuation.

At Arkansas Property Valuation, we understand the special needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a regular homeowner that probably doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Arkansas Property Valuation are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Arkansas Property Valuation, we're experts in helping people just like you delete unwanted PMI insurance.

Challenge Washington county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is going down. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Arkansas Property Valuation is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be unsuitable from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Arkansas Property Valuation can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Arkansas Property Valuation offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Arkansas Property Valuation can help with that too. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.